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Testimonials

Amy Mace

CFO for Cummins Behavioral Health Systems

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"Our organization has worked with SPIRIS for over 15 years. They provide superior customer service for all of our insurance needs."

Mike Vondruska

Owner and Juggler, Illinois Juggling Institute

Bollingbrook, Illinois

"I found Spiris on the Internet. I was in a rush because I had a gig coming up where my client wanted ‘an additionally insured’ document from my insurance company. I had just found out my former company did not cover students. Spiris was the quickest to respond, had the coverage I was looking for, and for a heck of a lot cheaper than I was paying."

Worker's Compensation Culture

Worker's CompensationAll states require workers’ compensation to cover employees in the case of work-related injury or illness. In some instances, permanent disability payments may be involved. Every occupation is assigned a risk classification, based on the frequency of on-the-job injuries and the severity of those injuries.

All this might make it seem like the cost of premiums is out of your hands, but that’s not so. A corporate culture that embraces safety, and measures taken both before and after claims are filed can go a long way toward reducing premiums and keeping a healthy and productive workforce.

Here are a few measures to consider:

  • Look for a pattern within claims. Do some divisions or locations file more claims than others? Are certain types of injuries occurring more than others?
  • Consider allowing workers to come back part time or in a different capacity after an injury or illness.
  • Provide instruction manuals that detail safety procedures.
  • Post safety reminders in common areas.
  • Offer workshops and safety seminars.

For further preventative measures, contact Spiris today.