"I have worked with Spiris for several years and have found their organization to be a great partner and advocate for our Industry. It is critical these days to align yourself with other organizations that can bring you the best product that meets your ongoing needs. Spiris is a creative company that can certainly bring a product to your table that fits your business philosophy and financial needs. And more importantly, once the deal is struck, Spiris keeps working for you to find a better product if one is out there. I define this as staying on the cutting edge of the insurance market."
Testimonials
Clients Love Spiris' Commitment : Cullen S. Gibson
Vice President of Operations TLC Management, Inc.
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Tom Garman
President, Golden Years Homestead
Fort Wayne, Indiana
"I get reasonable pricing and very prompt service from Spiris. They have a good product and do thorough research with companies before they provide us with a proposal. And we get very personalized service."
Workers’ Compensation Quotes for Contractors
As a contractor, your employees and subcontractors move from worksite to worksite and deal with a variety of workplace conditions throughout the year. Depending on your specialty, contractors will deal with a variety of work place conditions such as the height above ground, working on or near bodies of water, toxic chemicals or heavy machinery and equipment. Good safety procedures and practices are essential for dealing with specific workplace conditions and for handling materials, equipment, and the manual lifting heavy items.
Proper OSHA compliance and training is required to meet regulatory requirements and help promote a strong safety culture
Safety practices tent to focus too much on the injured employee’s unsafe acts rather than the entire chain of circumstances or company culture that led to the accident or unsafe act. Decoding and understanding the latent conditions that helped to create an accident is key to preventing more accidents.
Risk management and safety for contractors can be a particularly complex area, with varying state laws regarding who qualifies as a contractor and what responsibility the contracting company has for providing workers’ compensation.
An optimal approach should provide a good balance among:
- Adequate coverage placed for type of contracting risk
- Adequate risk analysis and risk mitigation strategies
- Reducing legal or contractual risk.
