"I found Spiris on the Internet. I was in a rush because I had a gig coming up where my client wanted ‘an additionally insured’ document from my insurance company. I had just found out my former company did not cover students. Spiris was the quickest to respond, had the coverage I was looking for, and for a heck of a lot cheaper than I was paying."
Testimonials
Mike Vondruska
Owner and Juggler, Illinois Juggling Institute
Bollingbrook, Illinois
Cullen S. Gibson
Vice President of Operations TLC Management, Inc.
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"I have worked with Spiris for several years and have found their organization to be a great partner and advocate for our Industry. It is critical these days to align yourself with other organizations that can bring you the best product that meets your ongoing needs. Spiris is a creative company that can certainly bring a product to your table that fits your business philosophy and financial needs. And more importantly, once the deal is struck, Spiris keeps working for you to find a better product if one is out there. I define this as staying on the cutting edge of the insurance market."
Workers’ Compensation quotes
All states require workers’ compensation to cover employees in the case of work-related injury or illness. In some instances, permanent disability payments may be involved. Every occupation is assigned a risk classification, based on the frequency of on-the-job injuries and the severity of those injuries.
All this might make it seem like the cost of premiums is out of your hands, but that’s not so. A corporate culture that embraces safety, and measures taken both before and after claims are filed can go a long way toward reducing premiums and keeping a healthy and productive workforce.
Here are a few measures to consider:
- Look for a pattern within claims. Do some divisions or locations file more claims than others? Are certain types of injuries occurring more than others?
- Consider allowing workers to come back part time or in a different capacity after an injury or illness.
- Provide instruction manuals that detail safety procedures.
- Post safety reminders in common areas.
- Offer workshops and safety seminars.
For further preventative measures, contact Spiris today.