Small Business Insurance

Testimonials

Julian Robinson

Administrator, Munster Med-In

Muncie, Indiana

"Im thankful we had insurance that put us in a position for the future. Had we not had that, we would have not have survived the flood. That’s the truth. We might not have had the type of coverages we did had it not been for Spiris, who developed and proposed those coverages."

Kelly Earnst

Private Pilot

Lafayette, Indiana

"Spiris makes the process easy and does a great job of finding good protection at affordable rates. I would most definitely recommend their services to other pilots."

Professional Liability Insurance quotes

Professional Liability Insurance for Small BusinessesProfessional or Errors and Omissions Liability insurance can be thought of as product liability for the service sector. These risks are complex and extensive, and even extend to companies that consider their main exposure to be in product liability.

Covered claims relate to:

  • Practitioner error
  • Practitioner omission
  • Practitioner negligence
  • Privacy violations
  • Breaches of computer security
  • Contract performance disputes

In evaluating appropriate policies for you, we’ll look at many factors, including your claims history, average claims within your industry, and business practices that may invite potential claims. Throughout the process, we will help you formulate a plan to reduce future claims.

Some key claim-reduction practices include:

  • Create a realistic written contract that spells out work to be done and fees to be paid
  • Communicate throughout the job
  • Ensure that quality control procedures are in place