Small Business Insurance
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Testimonials

Dennis Wiley

Chief Financial Officer, Luther Care Services

Des Moines, Iowa

"Throughout the process, Dave Hutchison at Spiris impressed me as someone who wanted to do good work, not just sell me a policy. When his quotes came through, everything was in good order and his pricing was significantly less than anyone else. Over the years, Dave has always maintained the hard working attitude that impressed me so many years ago."

Tom Garman

President, Golden Years Homestead

Fort Wayne, Indiana

"I get reasonable pricing and very prompt service from Spiris. They have a good product and do thorough research with companies before they provide us with a proposal. And we get very personalized service."

Professional Liability Insurance Quotes

Professional Liability Insurance for Small BusinessesProfessional or Errors and Omissions Liability insurance can be thought of as product liability for the service sector. These risks are complex and extensive, and even extend to companies that consider their main exposure to be in product liability.

Covered claims relate to:

  • Practitioner error
  • Practitioner omission
  • Practitioner negligence
  • Privacy violations
  • Breaches of computer security
  • Contract performance disputes

In evaluating appropriate policies for you, we’ll look at many factors, including your claims history, average claims within your industry, and business practices that may invite potential claims. Throughout the process, we will help you formulate a plan to reduce future claims.

Some key claim-reduction practices include:

  • Create a realistic written contract that spells out work to be done and fees to be paid
  • Communicate throughout the job
  • Ensure that quality control procedures are in place