Small Business Insurance

Testimonials

Tom Garman

President, Golden Years Homestead

Fort Wayne, Indiana

"I get reasonable pricing and very prompt service from Spiris. They have a good product and do thorough research with companies before they provide us with a proposal. And we get very personalized service."

Dennis Wiley

Chief Financial Officer, Luther Care Services

Des Moines, Iowa

"Throughout the process, Dave Hutchison at Spiris impressed me as someone who wanted to do good work, not just sell me a policy. When his quotes came through, everything was in good order and his pricing was significantly less than anyone else. Over the years, Dave has always maintained the hard working attitude that impressed me so many years ago."

Products Liability Insurance quotes

Products Insurance for Small Businesses

Products Liability Insurance protects your business against claims associated with:

  • Design defects that make a product unsafe
  • Inadequate warnings or instructions
  • Manufacturing or production flaws in a product

Foods, medicines, cars, and services are among the items covered by this insurance, which will generally award medical costs, compensatory damages, economic damages, and sometimes attorneys' fees, costs, and punitive damages.

If you assume that you don’t need products liability insurance, be careful.

All parties involved in a certain product, such as transporters, wholesalers, repairers, and packagers may bear responsibility for damage awards. In some jurisdictions, even deliberate misuse of a product by the end user can result in liability awards. Spiris is experienced in underwriting and pricing products liability insurance quotes.