Small Business Insurance

Testimonials

Robert Springer

Chief Financial Officer, Home Bound Healthcare

Flossmoor, Illinois

"We got a cold call. We set up an appointment with Dave Hutchison and were expecting a phone call, when he showed up in our office. We felt that really showed he was interested in us. He knew the healthcare industry, and the rates were much more affordable than what we had been paying."

Ron Kelly

Chief Executive Officer, Wesley Manor

Frankfort, Indiana

"Insurance represents a big expense. It’s important to have someone we trust walking beside us. The industry has had some rocky times, and Dave’s experience has guided us through them. "

Medical Professional Liability and Malpractice Insurance quotes

Medical Professional Liability InsuranceThis one might surprise you.

Medical malpractice premiums actually dropped in 2008 and were forecast to decline further throughout 2009, according to the Physician Insurers Association of America. Is the decline related to state laws that cap malpractice claims? No, studies show that such caps do not result in lower premiums. Instead, the drop is attributable to effective risk-mitigation techniques. For example, anesthesiologists have kept premiums steady by using devices that alert them to potentially fatal problems in the operating room. The result: Less fatalities and lower premiums.

As most health practitioners know, however, malpractice insurance continues to be one of the highest costs of running a practice. This is particularly true for specialties with high lawsuit exposure, such as obstetricians and gynecologists (OB/Gyn practices).

Spiris advocates a proactive approach to malpractice risk management that is different from the “defensive medicine” approach. We help our clients identify the most common malpractice risks for their particular specialties, and show them how to reduce the risk and lower their premiums.

These practices apply to all areas of medicine and include:

  • Physicians
  • Nurses
  • Occupational Therapists
  • Physical Therapists
  • Home health care workers
  • Pharmacists
  • Technicians
  • Psychologists
  • Therapists
  • Counselors
  • Dentists
  • Orthodontists