"Throughout the process, Dave Hutchison at Spiris impressed me as someone who wanted to do good work, not just sell me a policy. When his quotes came through, everything was in good order and his pricing was significantly less than anyone else. Over the years, Dave has always maintained the hard working attitude that impressed me so many years ago."
Testimonials
Dennis Wiley
Chief Financial Officer, Luther Care Services
Des Moines, Iowa
Tom Garman
President, Golden Years Homestead
Fort Wayne, Indiana
"I get reasonable pricing and very prompt service from Spiris. They have a good product and do thorough research with companies before they provide us with a proposal. And we get very personalized service."
Home Health care liability insurance and Hospice liability insurance
Home health care and hospice services are proliferating as increasing numbers of patients choose or are forced to receive treatment and palliative care in the comfort of their homes. For the businesses that provide these services, insurance needs are complicated by many factors. For example, workers are off-site at the patients homes and not regularly supervised, and they are often under great physical and emotional duress as they care for the infirmed and sometimes terminally ill.
Home health providers vary widely with some providing medical related services and others provide housekeeping services or a combination of both.
Professional, general liability and workers compensation risks for home health care and hospice providers include, among others:
- Theft by home health care and hospice workers
- Abuse of patients by caregivers
- Abuse of caregivers by patients
- Exposure of caregivers to harmful agents
- Caregiver slip, trip, and fall injuries in homes
- Caregiver back injuries while lifting or assisting residents
We can help you find the right coverage for your unique situation and also provide comprehensive plans for lowering risk and reducing premiums for your home health care or hospice business. Spiris is experienced in underwriting and pricing home health care liability insurance and listening to our customers exposures to risk in their daily business activities.